Entertainment & Event Liability

Provision of Entertainment & Event insurance is available via a facility arranged by Coversure with a UK based underwriter which has a current S&P rating AA- (Stable) that trades as a UFI in Australia.

Coversure is not able to deal or advise direct with clients and we can only accept insurance via a licensed insurance broker (AFLS holder). Insurance brokers also assist you in selecting the most appropriate insurance to meet your needs

Coversure's specialist team has the expertise to provide insurance for the wide variety of risk profiles in the entertainment and event industry. We regularly insure exposures from promoters and producers, concerts to stage productions including lighting and staging companies, conference organisers and event managers.

Submissions require a minimum of:

1. A signed and dated proposal.
2. Event Management or Event Operation Plan, this document may contain
   1. The operational and staffing plan for the event
   2. Detail of exhibition or events to be held during the event.
   3. A Risk assessment for the event(s) highlighting high, medium and low risks associated with the event(s) and how these are resolved,
      1. Risk assessment may consider issues arising from WH&S, weather, regulatory compliance, Australian Standards compliance, staff training, emergency and evacuation protocols, access to first responders, crowd control, drugs and alcohol.
   4. An Event map or diagram.

3. 5 years documented claims history on an underwriters or TPA’s letterhead including paid and reserve amounts

   1. For any risk with a claim or notification it is imperative there is a clear demonstration on the steps that have been taken to avoid future similar losses. This process should be evident in the Risk Assessment and Operational Plan with resulting updates to training or maintenance schedules and other documentation submitted for review.
4. For outdoor events an adverse weather policy and procedure is essential

Our underwriter's experience enable them to understand your client's activities, processes and products, as well as the effect of their risk management procedures to tailor risk transfer solutions to the specific needs of their business.  We provide insurance for a wide variety of risks and exposures - from small community shows to large national stage shows and concert tours.  We provide policies for both annual or for short periods, all depending on the needs of your client.

Our Entertainment and Event Insurance products provide solutions for many activities including:

• Community group events
• Association fund raising
• Conference managers and organisers
• Festival organisers
• Local and overseas artist tours
• Musicians, Entertainers and Performers
• Promoters and producers of:
  • live theatre
  • music tours
  • corporate events
  • speaking tours
• Sound and lighting providers
• Sports and event management companies
• Venue proprietors
• Entertainment management