Amusement, Leisure & Tourism Liability

Coversure is not able to deal, or advise, directly with businesses and we only accept insurance via licensed insurance brokers (AFLS holder). Insurance brokers also assist in selecting the most appropriate insurance to meet business needs. If your business does not have an insurance broker, the website www.needabroker.com.au may be of assistance to you.

Coversure has negotiated a liability insurance facility for Amusement Industry Liability with Certain Underwriters at Lloyds.

The facility placement is made via a Line Slip with the assistance of Lloyds brokers. 

Coversure places a very high reliance on risk management, compliance documentation, and electronic data collection to mitigate and prevent loss.  New business submissions will require the inclusion of additional information and documented compliance procedures.

Expertise in Leisure & Tourism Insurance

Coversure's specialist team is experienced in managing the diverse risk profiles of leisure and tourism businesses. We pride ourselves on delivering friendly, efficient service and customizing policies especially for client's requirements and exposures for both every day and unusual one-off activities.

Submission Requirements

In order to obtain the most advantageous policy terms it is suggested submissions for insurance includes:

1. A signed and dated proposal.
2. A full list of leisure or amusements equipment used in the proposers business.
3. Risk management assessment
   • An analysis of high, medium, and low risks, detailing mitigation strategies with references to operational manuals, policies, and procedures.
   • The assessment should address:
     • WH&S and regulatory compliance
     • Weather-related risks and contingencies
     • Australian Standards compliance
     • Staff training
     • Emergency and evacuation protocols
     • Access to first responders
     • Crowd control, including managing domestic violence
     • Drugs and alcohol policies.
4. Evidence of an operational plan and processes documented from the risk management assessment.
5. Training schedules or other documentation to evidence implementation of risk management, operational plans together with other upskilling and compliance training of staff.
6. Evidence of operational compliance and maintenance with provision of completed examples of checklists and logs.
7. 5 years documented claims history on an underwriters or TPA’s letterhead including paid and reserve amounts.
   • For any risk with a claim or notification it is imperative there is a clear demonstration on the steps that have been taken to avoid future similar losses. This process should be evident in the training or maintenance schedules and other documentation submitted for review.
8. For outdoor operations an adverse weather policy and procedure is essential.